/* ==========================================================================
   CREDITO SOLIDARIO — Composants
   Boutons, cartes, formulaires, hero slider, simulateur, FAQ, chiffres, blog
   ========================================================================== */

/* ============ BOUTONS ============ */

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: var(--space-2);
    padding: 14px 28px;
    font-family: var(--font-body);
    font-size: var(--fs-sm);
    font-weight: var(--fw-semi);
    letter-spacing: 0.03em;
    border-radius: var(--radius-md);
    border: 2px solid transparent;
    cursor: pointer;
    transition:
        background var(--dur-base) var(--ease-out),
        color var(--dur-base) var(--ease-out),
        border-color var(--dur-base) var(--ease-out),
        transform var(--dur-fast) var(--ease-out),
        box-shadow var(--dur-base) var(--ease-out);
    white-space: nowrap;
    text-align: center;
}
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: translateY(0); }

.btn--sm { padding: 10px 20px; font-size: var(--fs-xs); }
.btn--lg { padding: 18px 36px; font-size: var(--fs-base); }
.btn--block { width: 100%; }

.btn--primary {
    background: var(--color-accent);
    color: var(--color-primary);
    border-color: var(--color-accent);
}
.btn--primary:hover {
    background: var(--color-accent-600);
    border-color: var(--color-accent-600);
    box-shadow: 0 8px 20px rgba(244,164,0,0.35);
}

.btn--secondary {
    background: var(--color-primary);
    color: #fff;
    border-color: var(--color-primary);
}
.btn--secondary:hover {
    background: var(--color-primary-600);
    border-color: var(--color-primary-600);
    box-shadow: 0 8px 20px rgba(10,37,64,0.25);
}

.btn--outline {
    background: transparent;
    color: var(--color-primary);
    border-color: var(--color-border-strong);
}
.btn--outline:hover {
    background: var(--color-primary);
    color: #fff;
    border-color: var(--color-primary);
}

.btn--outline-light {
    background: transparent;
    color: #fff;
    border-color: rgba(255,255,255,0.4);
}
.btn--outline-light:hover {
    background: #fff;
    color: var(--color-primary);
    border-color: #fff;
}

.btn--ghost {
    background: transparent;
    color: var(--color-primary);
    padding: 8px 12px;
}
.btn--ghost:hover { color: var(--color-accent); }

/* Lien-flèche pour "En savoir plus" */
.link-arrow {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    color: var(--color-primary);
    font-weight: var(--fw-semi);
    font-size: var(--fs-sm);
    transition: color var(--dur-fast), gap var(--dur-fast);
}
.link-arrow::after {
    content: "→";
    display: inline-block;
    transition: transform var(--dur-fast);
}
.link-arrow:hover { color: var(--color-accent); gap: 10px; }
.link-arrow:hover::after { transform: translateX(2px); }

/* ============ HERO SLIDER ============ */

.hero {
    position: relative;
    color: #fff;
    overflow: hidden;
    min-height: 640px;
    display: flex;
    align-items: center;
}
.hero__slides { position: absolute; inset: 0; }
.hero__slide {
    position: absolute;
    inset: 0;
    opacity: 0;
    visibility: hidden;
    transition: opacity 1s var(--ease-in-out), visibility 1s;
}
.hero__slide.is-active { opacity: 1; visibility: visible; }
.hero__slide::before {
    content: "";
    position: absolute;
    inset: 0;
    background:
        linear-gradient(120deg, rgba(10,37,64,0.85) 0%, rgba(10,37,64,0.55) 60%, rgba(10,37,64,0.35) 100%);
    z-index: 1;
}
.hero__slide-img {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    transform: scale(1.05);
    transition: transform 8s var(--ease-out);
}
.hero__slide.is-active .hero__slide-img { transform: scale(1); }

.hero__inner {
    position: relative;
    z-index: 2;
    padding: var(--space-24) 0;
    max-width: 720px;
}
.hero__eyebrow {
    display: inline-block;
    font-size: var(--fs-xs);
    font-weight: var(--fw-semi);
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--color-accent);
    margin-bottom: var(--space-4);
    opacity: 0;
    transform: translateY(20px);
}
.hero__title {
    font-size: var(--fs-6xl);
    font-weight: var(--fw-black);
    color: #fff;
    line-height: 1.05;
    letter-spacing: -0.02em;
    margin-bottom: var(--space-5);
    opacity: 0;
    transform: translateY(20px);
}
.hero__lead {
    font-size: var(--fs-lg);
    color: rgba(255,255,255,0.9);
    line-height: 1.5;
    margin-bottom: var(--space-8);
    max-width: 580px;
    opacity: 0;
    transform: translateY(20px);
}
.hero__actions {
    display: flex;
    gap: var(--space-3);
    flex-wrap: wrap;
    opacity: 0;
    transform: translateY(20px);
}

.hero__slide.is-active .hero__eyebrow { animation: heroFade .8s .2s var(--ease-out) forwards; }
.hero__slide.is-active .hero__title   { animation: heroFade .8s .35s var(--ease-out) forwards; }
.hero__slide.is-active .hero__lead    { animation: heroFade .8s .5s var(--ease-out) forwards; }
.hero__slide.is-active .hero__actions { animation: heroFade .8s .65s var(--ease-out) forwards; }

@keyframes heroFade {
    to { opacity: 1; transform: translateY(0); }
}

/* Contrôles slider */
.hero__nav {
    position: absolute;
    bottom: var(--space-8);
    left: 0;
    right: 0;
    display: flex;
    justify-content: center;
    gap: var(--space-3);
    z-index: 3;
}
.hero__dot {
    width: 40px;
    height: 3px;
    background: rgba(255,255,255,0.3);
    border-radius: 2px;
    cursor: pointer;
    transition: background var(--dur-base), width var(--dur-base);
    padding: 0;
}
.hero__dot.is-active {
    background: var(--color-accent);
    width: 56px;
}
.hero__arrow {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 56px;
    height: 56px;
    border-radius: var(--radius-full);
    background: rgba(255,255,255,0.1);
    color: #fff;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    backdrop-filter: blur(8px);
    z-index: 3;
    opacity: 0;
    transition: opacity var(--dur-base), background var(--dur-base);
}
.hero__arrow--prev { left: var(--space-6); }
.hero__arrow--next { right: var(--space-6); }
.hero:hover .hero__arrow { opacity: 1; }
.hero__arrow:hover { background: var(--color-accent); color: var(--color-primary); }

/* Feature strip sous le hero */
.hero-strip {
    background: var(--color-primary);
    color: #fff;
    padding: var(--space-6) 0;
    border-top: 1px solid rgba(255,255,255,0.06);
}
.hero-strip__grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: var(--space-6);
}
.hero-strip__item {
    display: flex;
    align-items: center;
    gap: var(--space-4);
}
.hero-strip__icon {
    width: 44px;
    height: 44px;
    color: var(--color-accent);
    flex-shrink: 0;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: rgba(244,164,0,0.12);
    border-radius: var(--radius-full);
}
.hero-strip__label {
    font-size: var(--fs-xs);
    color: rgba(255,255,255,0.6);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: 2px;
}
.hero-strip__value {
    font-family: var(--font-display);
    font-size: var(--fs-base);
    font-weight: var(--fw-semi);
    color: #fff;
}

/* ============ CARTES SERVICES ============ */

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-6);
}
.service-card {
    background: #fff;
    padding: var(--space-10) var(--space-8);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    transition: transform var(--dur-base) var(--ease-out),
                box-shadow var(--dur-base),
                border-color var(--dur-base);
    position: relative;
    overflow: hidden;
}
.service-card::before {
    content: "";
    position: absolute;
    left: 0; top: 0;
    width: 4px;
    height: 100%;
    background: var(--color-accent);
    transform: scaleY(0);
    transform-origin: top;
    transition: transform var(--dur-base) var(--ease-out);
}
.service-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: transparent;
}
.service-card:hover::before { transform: scaleY(1); }

.service-card__icon {
    width: 60px;
    height: 60px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: var(--color-primary-100);
    color: var(--color-primary);
    border-radius: var(--radius-md);
    margin-bottom: var(--space-5);
    transition: background var(--dur-base), color var(--dur-base);
}
.service-card:hover .service-card__icon {
    background: var(--color-primary);
    color: var(--color-accent);
}
.service-card h3 {
    font-size: var(--fs-lg);
    margin-bottom: var(--space-3);
}
.service-card p {
    color: var(--color-text-muted);
    font-size: var(--fs-sm);
    margin-bottom: var(--space-5);
    line-height: 1.65;
}

/* ============ SPLIT (ABOUT / WHY US) ============ */

.split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-16);
    align-items: center;
}
.split__media {
    position: relative;
}
.split__media img {
    width: 100%;
    height: auto;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
}
.split__badge {
    position: absolute;
    bottom: -30px;
    right: -30px;
    background: var(--color-accent);
    color: var(--color-primary);
    padding: var(--space-6) var(--space-8);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
    text-align: center;
    max-width: 220px;
}
.split__badge-number {
    font-family: var(--font-display);
    font-size: 3rem;
    font-weight: var(--fw-black);
    line-height: 1;
    display: block;
}
.split__badge-label {
    font-size: var(--fs-xs);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    font-weight: var(--fw-semi);
    margin-top: 4px;
    display: block;
}
.split__eyebrow {
    font-size: var(--fs-xs);
    font-weight: var(--fw-semi);
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--color-accent);
    margin-bottom: var(--space-3);
    display: inline-block;
}
.split__title {
    font-size: var(--fs-3xl);
    margin-bottom: var(--space-5);
}
.split__lead {
    color: var(--color-text-muted);
    margin-bottom: var(--space-6);
    font-size: var(--fs-md);
}
.split__list {
    display: grid;
    gap: var(--space-3);
    margin-bottom: var(--space-8);
}
.split__list li {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    font-size: var(--fs-sm);
}
.split__list li::before {
    content: "";
    display: inline-block;
    width: 20px;
    height: 20px;
    background: var(--color-accent-100);
    color: var(--color-accent);
    border-radius: var(--radius-full);
    background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='%23F4A400'><path d='M8.6 13.6L4.4 9.4l1.4-1.4 2.8 2.8 5.8-5.8 1.4 1.4z'/></svg>");
    background-size: 20px;
    flex-shrink: 0;
    margin-top: 2px;
}

/* ============ CHIFFRES / STATS ============ */

.stats {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: var(--space-8);
    text-align: center;
}
.stat__value {
    font-family: var(--font-display);
    font-size: var(--fs-6xl);
    font-weight: var(--fw-black);
    color: var(--color-accent);
    line-height: 1;
    letter-spacing: -0.02em;
}
.stat__label {
    font-size: var(--fs-sm);
    color: rgba(255,255,255,0.75);
    margin-top: var(--space-3);
    letter-spacing: 0.03em;
}

/* ============ TÉMOIGNAGES ============ */

.testimonials {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-6);
}
.testimonial {
    background: #fff;
    padding: var(--space-8);
    border-radius: var(--radius-lg);
    border: 1px solid var(--color-border);
    position: relative;
    transition: transform var(--dur-base), box-shadow var(--dur-base);
}
.testimonial:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.testimonial__quote {
    font-family: var(--font-display);
    font-size: 4rem;
    color: var(--color-accent-100);
    line-height: 1;
    position: absolute;
    top: var(--space-4);
    right: var(--space-6);
    font-weight: var(--fw-black);
}
.testimonial__text {
    font-size: var(--fs-sm);
    line-height: 1.7;
    color: var(--color-text);
    margin-bottom: var(--space-6);
    position: relative;
    z-index: 1;
}
.testimonial__stars {
    color: var(--color-accent);
    margin-bottom: var(--space-4);
    letter-spacing: 2px;
    font-size: var(--fs-sm);
}
.testimonial__author {
    display: flex;
    align-items: center;
    gap: var(--space-3);
}
.testimonial__avatar {
    width: 44px;
    height: 44px;
    border-radius: var(--radius-full);
    object-fit: cover;
}
.testimonial__name {
    font-weight: var(--fw-semi);
    font-size: var(--fs-sm);
    color: var(--color-primary);
    display: block;
}
.testimonial__role {
    font-size: var(--fs-xs);
    color: var(--color-text-muted);
}

/* ============ BLOG PREVIEW ============ */

.blog-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-8);
}
.blog-card {
    background: #fff;
    border-radius: var(--radius-lg);
    overflow: hidden;
    transition: transform var(--dur-base), box-shadow var(--dur-base);
    border: 1px solid var(--color-border);
}
.blog-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.blog-card__media {
    aspect-ratio: 16 / 10;
    overflow: hidden;
}
.blog-card__media img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 6s var(--ease-out);
}
.blog-card:hover .blog-card__media img { transform: scale(1.08); }
.blog-card__body { padding: var(--space-6); }
.blog-card__meta {
    display: flex;
    gap: var(--space-3);
    margin-bottom: var(--space-3);
    font-size: var(--fs-xs);
    color: var(--color-text-muted);
    align-items: center;
}
.blog-card__cat {
    background: var(--color-primary-100);
    color: var(--color-primary);
    padding: 3px 10px;
    border-radius: var(--radius-full);
    font-weight: var(--fw-semi);
    letter-spacing: 0.05em;
    text-transform: uppercase;
}
.blog-card__title {
    font-size: var(--fs-lg);
    margin-bottom: var(--space-3);
    line-height: 1.35;
}
.blog-card__title a { color: var(--color-primary); transition: color var(--dur-fast); }
.blog-card__title a:hover { color: var(--color-accent); }
.blog-card__excerpt {
    font-size: var(--fs-sm);
    color: var(--color-text-muted);
    line-height: 1.6;
}

/* ============ FAQ ============ */

.faq {
    max-width: 820px;
    margin: 0 auto;
}
.faq-item {
    background: #fff;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    margin-bottom: var(--space-3);
    overflow: hidden;
    transition: border-color var(--dur-fast), box-shadow var(--dur-fast);
}
.faq-item.is-open {
    border-color: var(--color-accent);
    box-shadow: var(--shadow-md);
}
.faq-item__q {
    display: flex;
    justify-content: space-between;
    align-items: center;
    width: 100%;
    padding: var(--space-5) var(--space-6);
    font-family: var(--font-display);
    font-size: var(--fs-base);
    font-weight: var(--fw-semi);
    color: var(--color-primary);
    text-align: left;
    gap: var(--space-4);
}
.faq-item__toggle {
    width: 32px;
    height: 32px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: var(--radius-full);
    background: var(--color-bg-alt);
    color: var(--color-primary);
    flex-shrink: 0;
    transition: background var(--dur-fast), transform var(--dur-fast), color var(--dur-fast);
    font-size: 20px;
}
.faq-item.is-open .faq-item__toggle {
    background: var(--color-accent);
    color: var(--color-primary);
    transform: rotate(45deg);
}
.faq-item__a {
    padding: 0 var(--space-6);
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--dur-base) var(--ease-out), padding var(--dur-base);
    color: var(--color-text-muted);
    font-size: var(--fs-sm);
    line-height: 1.7;
}
.faq-item.is-open .faq-item__a {
    max-height: 400px;
    padding: 0 var(--space-6) var(--space-5);
}

/* ============ SIMULATEUR (mini + full) ============ */

.simulator {
    background: #fff;
    border-radius: var(--radius-lg);
    padding: var(--space-8);
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--color-border);
}
.simulator__grid {
    display: grid;
    grid-template-columns: 1.4fr 1fr;
    gap: var(--space-10);
    align-items: stretch;
}
.simulator__inputs { display: grid; gap: var(--space-6); }
.simulator__field label {
    display: flex;
    justify-content: space-between;
    font-size: var(--fs-sm);
    font-weight: var(--fw-semi);
    color: var(--color-primary);
    margin-bottom: var(--space-2);
}
.simulator__field-value {
    color: var(--color-accent);
    font-family: var(--font-display);
    font-weight: var(--fw-bold);
}
.simulator__range {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 6px;
    background: var(--color-border);
    border-radius: 3px;
    outline: none;
}
.simulator__range::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 22px;
    height: 22px;
    background: var(--color-accent);
    border: 3px solid #fff;
    box-shadow: 0 2px 8px rgba(244,164,0,0.4);
    border-radius: var(--radius-full);
    cursor: pointer;
    transition: transform var(--dur-fast);
}
.simulator__range::-webkit-slider-thumb:hover { transform: scale(1.1); }
.simulator__range::-moz-range-thumb {
    width: 22px;
    height: 22px;
    background: var(--color-accent);
    border: 3px solid #fff;
    box-shadow: 0 2px 8px rgba(244,164,0,0.4);
    border-radius: 50%;
    cursor: pointer;
}
.simulator__range-bounds {
    display: flex;
    justify-content: space-between;
    font-size: var(--fs-xs);
    color: var(--color-text-muted);
    margin-top: var(--space-2);
}
.simulator__result {
    background: var(--color-primary);
    color: #fff;
    padding: var(--space-8);
    border-radius: var(--radius-md);
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    gap: var(--space-5);
}
.simulator__result-label {
    font-size: var(--fs-xs);
    color: rgba(255,255,255,0.65);
    text-transform: uppercase;
    letter-spacing: 0.1em;
}
.simulator__result-primary {
    font-family: var(--font-display);
    font-size: var(--fs-5xl);
    font-weight: var(--fw-black);
    color: var(--color-accent);
    line-height: 1;
    margin-top: var(--space-2);
}
.simulator__result-primary small {
    font-size: var(--fs-lg);
    color: rgba(255,255,255,0.75);
    font-weight: var(--fw-medium);
    margin-left: 4px;
}
.simulator__result-secondary {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-4);
    padding-top: var(--space-5);
    border-top: 1px solid rgba(255,255,255,0.1);
}
.simulator__result-secondary div {
    font-size: var(--fs-sm);
}
.simulator__result-secondary strong {
    display: block;
    font-family: var(--font-display);
    font-size: var(--fs-lg);
    font-weight: var(--fw-bold);
    color: #fff;
    margin-top: 4px;
}
.simulator__cta { margin-top: var(--space-6); }

/* ============ CTA BAND ============ */

.cta-band {
    position: relative;
    background: linear-gradient(120deg, var(--color-primary) 0%, var(--color-primary-500) 100%);
    color: #fff;
    padding: var(--space-16) 0;
    overflow: hidden;
}
.cta-band::before {
    content: "";
    position: absolute;
    inset: 0;
    background-image: url("/assets/img/ui/pattern.svg");
    background-size: 400px;
    opacity: 0.05;
    pointer-events: none;
}
.cta-band__inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: var(--space-10);
    position: relative;
    z-index: 1;
    flex-wrap: wrap;
}
.cta-band__title {
    font-size: var(--fs-3xl);
    color: #fff;
    max-width: 620px;
    line-height: 1.2;
}
.cta-band__title span { color: var(--color-accent); }
.cta-band__actions { display: flex; gap: var(--space-3); flex-wrap: wrap; }

/* ============ FORMULAIRES ============ */

.form-group { margin-bottom: var(--space-5); }
.form-label {
    display: block;
    font-size: var(--fs-sm);
    font-weight: var(--fw-semi);
    color: var(--color-primary);
    margin-bottom: var(--space-2);
}
.form-required { color: var(--color-error); }

.form-input,
.form-select,
.form-textarea {
    width: 100%;
    padding: 13px 16px;
    font-size: var(--fs-sm);
    color: var(--color-text);
    background: #fff;
    border: 1px solid var(--color-border-strong);
    border-radius: var(--radius-md);
    transition: border-color var(--dur-fast), box-shadow var(--dur-fast);
    font-family: inherit;
}
.form-input:focus,
.form-select:focus,
.form-textarea:focus {
    outline: none;
    border-color: var(--color-accent);
    box-shadow: 0 0 0 3px rgba(244,164,0,0.15);
}
.form-textarea { resize: vertical; min-height: 120px; }

.form-check {
    display: flex;
    gap: 10px;
    align-items: flex-start;
    font-size: var(--fs-sm);
    color: var(--color-text-muted);
    margin-bottom: var(--space-4);
}
.form-check input {
    margin-top: 3px;
    accent-color: var(--color-accent);
}
.form-check a { color: var(--color-primary); text-decoration: underline; }

.form-message { padding: var(--space-4); border-radius: var(--radius-md); font-size: var(--fs-sm); margin-bottom: var(--space-4); display: none; }
.form-message.is-visible { display: block; }
.form-message--success { background: #E6F4EC; color: var(--color-success); border: 1px solid #B7E1C4; }
.form-message--error   { background: #FBEAE9; color: var(--color-error);   border: 1px solid #F1C5C0; }

/* ============ PROCESS STEPS ============ */

.process {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: var(--space-6);
    counter-reset: step;
}
.process-step {
    position: relative;
    padding: var(--space-8) var(--space-6);
    background: #fff;
    border-radius: var(--radius-lg);
    border: 1px solid var(--color-border);
    text-align: left;
    counter-increment: step;
    transition: transform var(--dur-base), box-shadow var(--dur-base);
}
.process-step:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.process-step::before {
    content: counter(step, decimal-leading-zero);
    display: block;
    font-family: var(--font-display);
    font-size: var(--fs-2xl);
    font-weight: var(--fw-black);
    color: var(--color-accent);
    margin-bottom: var(--space-3);
    line-height: 1;
}
.process-step h4 {
    font-size: var(--fs-base);
    margin-bottom: var(--space-2);
}
.process-step p {
    font-size: var(--fs-sm);
    color: var(--color-text-muted);
}

/* ==========================================================================
   LOT 2 — COMPOSANTS SUPPLÉMENTAIRES
   Page hero interne, breadcrumb, tableau comparatif, contact info cards
   ========================================================================== */

/* ============ PAGE HERO (petit hero pour pages internes) ============ */
.page-hero {
    position: relative;
    background: linear-gradient(120deg, var(--color-primary) 0%, var(--color-primary-500) 100%);
    color: #fff;
    padding: var(--space-24) 0 var(--space-20);
    text-align: center;
    overflow: hidden;
}
.page-hero::before {
    content: "";
    position: absolute;
    inset: 0;
    background-image: url("/assets/img/ui/pattern.svg");
    background-size: 60px;
    opacity: 0.06;
    pointer-events: none;
}
.page-hero__inner {
    position: relative;
    z-index: 1;
    max-width: 780px;
    margin: 0 auto;
}
.page-hero__eyebrow {
    display: inline-block;
    font-size: var(--fs-xs);
    font-weight: var(--fw-semi);
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--color-accent);
    margin-bottom: var(--space-4);
}
.page-hero__title {
    font-size: var(--fs-5xl);
    color: #fff;
    line-height: 1.1;
    margin-bottom: var(--space-5);
}
.page-hero__lead {
    font-size: var(--fs-lg);
    color: rgba(255,255,255,0.85);
    max-width: 640px;
    margin: 0 auto;
    line-height: 1.5;
}

/* ============ BREADCRUMB ============ */
.breadcrumb {
    padding: var(--space-4) 0;
    background: var(--color-bg-alt);
    border-bottom: 1px solid var(--color-border);
    font-size: var(--fs-xs);
}
.breadcrumb__list {
    display: flex;
    flex-wrap: wrap;
    gap: var(--space-2);
    align-items: center;
    color: var(--color-text-muted);
}
.breadcrumb__list li:not(:last-child)::after {
    content: "/";
    display: inline-block;
    margin-left: var(--space-2);
    color: var(--color-border-strong);
}
.breadcrumb a {
    color: var(--color-text-muted);
    transition: color var(--dur-fast);
}
.breadcrumb a:hover { color: var(--color-primary); }
.breadcrumb__current { color: var(--color-primary); font-weight: var(--fw-semi); }

/* ============ TABLEAU COMPARATIF ============ */
.compare-table {
    width: 100%;
    border-collapse: separate;
    border-spacing: 0;
    background: #fff;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-md);
}
.compare-table thead {
    background: var(--color-primary);
    color: #fff;
}
.compare-table th {
    padding: var(--space-4) var(--space-5);
    text-align: left;
    font-family: var(--font-display);
    font-size: var(--fs-sm);
    font-weight: var(--fw-semi);
    letter-spacing: 0.03em;
}
.compare-table td {
    padding: var(--space-4) var(--space-5);
    border-top: 1px solid var(--color-border);
    font-size: var(--fs-sm);
}
.compare-table tr:hover td { background: var(--color-bg-alt); }
.compare-table td:first-child {
    font-weight: var(--fw-semi);
    color: var(--color-primary);
}

/* ============ LOAN DETAIL CARDS (page creditos) ============ */
.loan-detail {
    display: grid;
    grid-template-columns: 80px 1fr;
    gap: var(--space-6);
    padding: var(--space-8);
    background: #fff;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    transition: box-shadow var(--dur-base), transform var(--dur-base);
    align-items: start;
}
.loan-detail:hover {
    box-shadow: var(--shadow-lg);
    transform: translateY(-4px);
}
.loan-detail__icon {
    width: 64px;
    height: 64px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: var(--color-primary-100);
    color: var(--color-primary);
    border-radius: var(--radius-md);
}
.loan-detail h3 {
    font-size: var(--fs-xl);
    margin-bottom: var(--space-3);
}
.loan-detail p {
    color: var(--color-text-muted);
    font-size: var(--fs-sm);
    line-height: 1.6;
    margin-bottom: var(--space-3);
}
.loan-detail__meta {
    display: flex;
    flex-wrap: wrap;
    gap: var(--space-4);
    padding-top: var(--space-3);
    border-top: 1px dashed var(--color-border);
    font-size: var(--fs-xs);
}
.loan-detail__meta strong {
    color: var(--color-primary);
    display: block;
    font-size: var(--fs-xs);
    text-transform: uppercase;
    letter-spacing: 0.08em;
    font-weight: var(--fw-semi);
    margin-bottom: 2px;
}
.loan-detail__meta span { color: var(--color-text); }

/* ============ CONTACT CARDS ============ */
.contact-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-6);
}
.contact-card {
    padding: var(--space-8);
    background: #fff;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    text-align: center;
    transition: transform var(--dur-base), box-shadow var(--dur-base), border-color var(--dur-base);
}
.contact-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: var(--color-accent);
}
.contact-card__icon {
    width: 56px;
    height: 56px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: var(--color-accent-100);
    color: var(--color-accent);
    border-radius: var(--radius-full);
    margin-bottom: var(--space-4);
}
.contact-card h3 {
    font-size: var(--fs-base);
    margin-bottom: var(--space-2);
}
.contact-card p {
    color: var(--color-text-muted);
    font-size: var(--fs-sm);
    line-height: 1.55;
    margin-bottom: var(--space-4);
}
.contact-card__value {
    display: inline-block;
    color: var(--color-primary);
    font-weight: var(--fw-semi);
    font-size: var(--fs-md);
    text-decoration: none;
    transition: color var(--dur-fast);
}
.contact-card__value:hover { color: var(--color-accent); }

/* ============ FORM LAYOUT (pedir-credito, contacto) ============ */
.form-section {
    background: #fff;
    padding: var(--space-10);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
    border: 1px solid var(--color-border);
}
.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-5);
}
.form-step {
    margin-bottom: var(--space-8);
}
.form-step__title {
    font-family: var(--font-display);
    font-size: var(--fs-lg);
    color: var(--color-primary);
    margin-bottom: var(--space-5);
    padding-bottom: var(--space-3);
    border-bottom: 2px solid var(--color-accent);
    display: inline-block;
}

/* ============ SPLIT PAGE FORM (form + info aside) ============ */
.form-layout {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: var(--space-10);
    align-items: start;
}
.form-aside {
    background: var(--color-primary);
    color: #fff;
    padding: var(--space-10);
    border-radius: var(--radius-lg);
    position: sticky;
    top: 120px;
}
.form-aside h3 {
    color: #fff;
    font-size: var(--fs-lg);
    margin-bottom: var(--space-4);
}
.form-aside p, .form-aside li {
    color: rgba(255,255,255,0.8);
    font-size: var(--fs-sm);
    line-height: 1.65;
    margin-bottom: var(--space-3);
}
.form-aside ul { margin: var(--space-4) 0; }
.form-aside ul li {
    display: flex;
    gap: 10px;
    align-items: flex-start;
    margin-bottom: var(--space-3);
}
.form-aside ul li::before {
    content: "";
    display: inline-block;
    width: 8px;
    height: 8px;
    background: var(--color-accent);
    border-radius: var(--radius-full);
    margin-top: 8px;
    flex-shrink: 0;
}
.form-aside__phone {
    display: block;
    font-family: var(--font-display);
    font-size: var(--fs-xl);
    color: var(--color-accent);
    font-weight: var(--fw-bold);
    margin-top: var(--space-6);
    text-decoration: none;
}

/* ============ SUCCESS PANEL ============ */
.success-panel {
    background: #fff;
    padding: var(--space-16) var(--space-10);
    border-radius: var(--radius-lg);
    text-align: center;
    box-shadow: var(--shadow-lg);
    border-top: 4px solid var(--color-success);
}
.success-panel__icon {
    width: 80px;
    height: 80px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: #E6F4EC;
    color: var(--color-success);
    border-radius: var(--radius-full);
    margin-bottom: var(--space-5);
}
.success-panel h2 {
    font-size: var(--fs-2xl);
    margin-bottom: var(--space-4);
}
.success-panel p {
    max-width: 480px;
    margin: 0 auto var(--space-6);
    color: var(--color-text-muted);
}

/* ============ 404 PAGE ============ */
.notfound {
    text-align: center;
    padding: var(--space-32) var(--space-6);
}
.notfound__code {
    font-family: var(--font-display);
    font-size: 10rem;
    font-weight: var(--fw-black);
    color: var(--color-primary-100);
    line-height: 1;
    letter-spacing: -0.05em;
}
.notfound__title { font-size: var(--fs-3xl); margin: var(--space-4) 0; }
.notfound__lead { max-width: 480px; margin: 0 auto var(--space-8); color: var(--color-text-muted); }

/* ============ CONTAINER 960 (formulaires) ============ */
.container--form { max-width: 960px; }

/* ==========================================================================
   LOT 3 — BLOG
   Liste, filtres, pagination, article, sidebar, partage
   ========================================================================== */

/* ============ FILTRES CATÉGORIE ============ */
.blog-filters {
    display: flex;
    flex-wrap: wrap;
    gap: var(--space-2);
    justify-content: center;
    margin-bottom: var(--space-10);
}
.blog-filter {
    padding: 8px 18px;
    background: transparent;
    color: var(--color-primary);
    border: 1px solid var(--color-border-strong);
    border-radius: var(--radius-full);
    font-size: var(--fs-xs);
    font-weight: var(--fw-semi);
    letter-spacing: 0.03em;
    text-transform: uppercase;
    transition: all var(--dur-fast);
    cursor: pointer;
    text-decoration: none;
    display: inline-block;
}
.blog-filter:hover {
    border-color: var(--color-primary);
    background: var(--color-primary);
    color: #fff;
}
.blog-filter.is-active {
    background: var(--color-primary);
    color: #fff;
    border-color: var(--color-primary);
}

/* ============ PAGINATION ============ */
.pagination {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: var(--space-2);
    margin-top: var(--space-12);
}
.pagination__item,
.pagination__nav {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 40px;
    height: 40px;
    padding: 0 12px;
    background: #fff;
    color: var(--color-primary);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    font-size: var(--fs-sm);
    font-weight: var(--fw-semi);
    transition: all var(--dur-fast);
}
.pagination__item:hover,
.pagination__nav:hover {
    background: var(--color-primary);
    color: #fff;
    border-color: var(--color-primary);
}
.pagination__item.is-active {
    background: var(--color-accent);
    color: var(--color-primary);
    border-color: var(--color-accent);
}
.pagination__nav.is-disabled {
    opacity: 0.4;
    pointer-events: none;
}

/* ============ ARTICLE LAYOUT ============ */
.article-layout {
    display: grid;
    grid-template-columns: 1fr 320px;
    gap: var(--space-12);
    align-items: start;
}
.article-main { min-width: 0; }
.article-sidebar {
    position: sticky;
    top: 120px;
}

/* ============ ARTICLE HEADER ============ */
.article-header {
    margin-bottom: var(--space-8);
}
.article-header__meta {
    display: flex;
    gap: var(--space-4);
    align-items: center;
    font-size: var(--fs-xs);
    color: var(--color-text-muted);
    margin-bottom: var(--space-4);
    flex-wrap: wrap;
}
.article-header__cat {
    background: var(--color-primary-100);
    color: var(--color-primary);
    padding: 4px 12px;
    border-radius: var(--radius-full);
    font-weight: var(--fw-semi);
    letter-spacing: 0.05em;
    text-transform: uppercase;
    font-size: 11px;
}
.article-header__meta > span:not(.article-header__cat) {
    display: inline-flex;
    align-items: center;
    gap: 6px;
}
.article-header__title {
    font-size: var(--fs-4xl);
    line-height: 1.15;
    margin-bottom: var(--space-4);
    color: var(--color-primary);
}
.article-header__excerpt {
    font-size: var(--fs-lg);
    color: var(--color-text-muted);
    line-height: 1.5;
    font-weight: var(--fw-regular);
    padding-bottom: var(--space-6);
    border-bottom: 1px solid var(--color-border);
}

/* ============ ARTICLE COVER ============ */
.article-cover {
    margin: 0 0 var(--space-10);
    border-radius: var(--radius-lg);
    overflow: hidden;
    aspect-ratio: 16 / 9;
}
.article-cover img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

/* ============ ARTICLE CONTENT (typographie longue) ============ */
.article-body {
    font-family: var(--font-body);
    font-size: var(--fs-md);
    line-height: 1.75;
    color: var(--color-text);
}
.article-body > * + * { margin-top: var(--space-5); }
.article-body h2 {
    font-size: var(--fs-2xl);
    margin-top: var(--space-10);
    color: var(--color-primary);
    line-height: 1.25;
    padding-top: var(--space-2);
}
.article-body h3 {
    font-size: var(--fs-xl);
    margin-top: var(--space-8);
    color: var(--color-primary);
}
.article-body p {
    color: var(--color-text);
}
.article-body a {
    color: var(--color-primary);
    text-decoration: underline;
    text-underline-offset: 3px;
    text-decoration-color: var(--color-accent);
    text-decoration-thickness: 2px;
    transition: color var(--dur-fast);
}
.article-body a:hover { color: var(--color-accent); }
.article-body ul, .article-body ol {
    padding-left: var(--space-6);
    margin-top: var(--space-4);
}
.article-body ul li { list-style: disc; margin-bottom: var(--space-2); }
.article-body ol li { list-style: decimal; margin-bottom: var(--space-2); }
.article-body strong { color: var(--color-primary); font-weight: var(--fw-semi); }
.article-body blockquote {
    border-left: 4px solid var(--color-accent);
    padding: var(--space-4) var(--space-6);
    margin: var(--space-8) 0;
    background: var(--color-bg-alt);
    border-radius: 0 var(--radius-md) var(--radius-md) 0;
    font-style: italic;
    color: var(--color-primary);
    font-size: var(--fs-lg);
    line-height: 1.6;
}
.article-body .callout {
    background: var(--color-primary-100);
    padding: var(--space-6);
    border-radius: var(--radius-md);
    border-left: 4px solid var(--color-primary);
    margin: var(--space-8) 0;
}
.article-body .callout strong {
    display: block;
    margin-bottom: var(--space-2);
    font-family: var(--font-display);
    font-size: var(--fs-base);
}

/* ============ ARTICLE FOOTER (partage + tags) ============ */
.article-footer {
    margin-top: var(--space-12);
    padding-top: var(--space-8);
    border-top: 1px solid var(--color-border);
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: var(--space-4);
}
.article-share {
    display: flex;
    align-items: center;
    gap: var(--space-3);
}
.article-share__label {
    font-size: var(--fs-xs);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--color-text-muted);
    font-weight: var(--fw-semi);
}
.article-share ul {
    display: flex;
    gap: 8px;
}
.article-share a {
    width: 36px;
    height: 36px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: var(--color-bg-alt);
    color: var(--color-primary);
    border-radius: var(--radius-full);
    transition: all var(--dur-fast);
}
.article-share a:hover {
    background: var(--color-accent);
    color: var(--color-primary);
    transform: translateY(-2px);
}

/* ============ ARTICLE SIDEBAR ============ */
.sidebar-widget {
    background: #fff;
    padding: var(--space-6);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    margin-bottom: var(--space-5);
}
.sidebar-widget__title {
    font-size: var(--fs-base);
    color: var(--color-primary);
    margin-bottom: var(--space-4);
    padding-bottom: var(--space-3);
    border-bottom: 2px solid var(--color-accent);
    display: inline-block;
}
.sidebar-post {
    display: flex;
    gap: var(--space-3);
    padding: var(--space-3) 0;
    border-bottom: 1px solid var(--color-border);
}
.sidebar-post:last-child { border-bottom: 0; }
.sidebar-post__thumb {
    width: 72px;
    height: 60px;
    border-radius: var(--radius-md);
    overflow: hidden;
    flex-shrink: 0;
}
.sidebar-post__thumb img { width: 100%; height: 100%; object-fit: cover; }
.sidebar-post__body { min-width: 0; }
.sidebar-post__title {
    font-family: var(--font-display);
    font-size: var(--fs-sm);
    font-weight: var(--fw-semi);
    color: var(--color-primary);
    line-height: 1.35;
    margin-bottom: 4px;
    transition: color var(--dur-fast);
}
.sidebar-post__title:hover { color: var(--color-accent); }
.sidebar-post__date {
    font-size: 11px;
    color: var(--color-text-muted);
}

.sidebar-cta {
    background: var(--color-primary);
    color: #fff;
    padding: var(--space-6);
    border-radius: var(--radius-lg);
    text-align: center;
}
.sidebar-cta h3 { color: #fff; font-size: var(--fs-base); margin-bottom: var(--space-3); }
.sidebar-cta p { color: rgba(255,255,255,0.8); font-size: var(--fs-sm); margin-bottom: var(--space-4); }

/* ============ BLOG LIST (page /blog) ============ */
.blog-list {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-8);
}
.blog-list .blog-card { height: 100%; display: flex; flex-direction: column; }
.blog-list .blog-card__body { flex: 1; display: flex; flex-direction: column; }
.blog-list .blog-card__excerpt { flex: 1; }
.blog-list .blog-card__link {
    display: inline-block;
    margin-top: var(--space-4);
    color: var(--color-primary);
    font-weight: var(--fw-semi);
    font-size: var(--fs-sm);
    transition: color var(--dur-fast), gap var(--dur-fast);
}
.blog-list .blog-card__link:hover { color: var(--color-accent); }


/* ==========================================================================
   LOT 4 — PAGES LÉGALES
   Layout 2 colonnes (sidebar sticky + contenu long) + typographie
   ========================================================================== */

.legal-layout {
    display: grid;
    grid-template-columns: 280px 1fr;
    gap: var(--space-12);
    align-items: start;
}

/* Sidebar : liste des pages légales */
.legal-sidebar {
    position: sticky;
    top: 120px;
}
.legal-sidebar__widget {
    background: #fff;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: var(--space-5);
    margin-bottom: var(--space-4);
}
.legal-sidebar__title {
    font-size: var(--fs-xs);
    text-transform: uppercase;
    letter-spacing: 0.15em;
    color: var(--color-text-muted);
    font-weight: var(--fw-semi);
    margin-bottom: var(--space-3);
    padding-bottom: var(--space-3);
    border-bottom: 1px solid var(--color-border);
}
.legal-sidebar__list li {
    margin-bottom: 2px;
}
.legal-sidebar__list a {
    display: block;
    padding: 10px 14px;
    border-radius: var(--radius-md);
    color: var(--color-text);
    font-size: var(--fs-sm);
    transition: all var(--dur-fast);
}
.legal-sidebar__list a:hover {
    background: var(--color-bg-alt);
    color: var(--color-primary);
}
.legal-sidebar__list a.is-active {
    background: var(--color-primary);
    color: #fff;
    font-weight: var(--fw-semi);
}

/* Table des matières interne */
.legal-toc {
    padding: var(--space-4) var(--space-5);
    background: var(--color-bg-alt);
    border-radius: var(--radius-md);
    font-size: var(--fs-sm);
}
.legal-toc__title {
    font-size: var(--fs-xs);
    text-transform: uppercase;
    letter-spacing: 0.15em;
    color: var(--color-text-muted);
    font-weight: var(--fw-semi);
    margin-bottom: var(--space-3);
}
.legal-toc ol {
    list-style: none;
    padding: 0;
    counter-reset: toc;
}
.legal-toc li {
    counter-increment: toc;
    padding: 4px 0;
}
.legal-toc a {
    color: var(--color-primary);
    display: flex;
    gap: 8px;
    align-items: baseline;
    transition: color var(--dur-fast);
}
.legal-toc a::before {
    content: counter(toc, decimal-leading-zero);
    color: var(--color-accent);
    font-weight: var(--fw-semi);
    font-size: var(--fs-xs);
    flex-shrink: 0;
}
.legal-toc a:hover { color: var(--color-accent); }

/* Contenu principal — typographie longue soignée */
.legal-content {
    background: #fff;
    padding: var(--space-10) var(--space-10) var(--space-12);
    border-radius: var(--radius-lg);
    border: 1px solid var(--color-border);
    min-width: 0;
}
.legal-content__meta {
    font-size: var(--fs-xs);
    color: var(--color-text-muted);
    padding-bottom: var(--space-4);
    border-bottom: 1px solid var(--color-border);
    margin-bottom: var(--space-6);
}
.legal-content h2 {
    font-family: var(--font-display);
    font-size: var(--fs-xl);
    color: var(--color-primary);
    margin-top: var(--space-10);
    padding-top: var(--space-4);
    scroll-margin-top: 120px;
}
.legal-content h2:first-of-type { margin-top: var(--space-2); padding-top: 0; }
.legal-content h3 {
    font-size: var(--fs-md);
    color: var(--color-primary);
    margin-top: var(--space-6);
    font-weight: var(--fw-semi);
}
.legal-content p,
.legal-content li {
    color: var(--color-text);
    font-size: var(--fs-md);
    line-height: 1.7;
    margin-bottom: var(--space-4);
}
.legal-content ul, .legal-content ol {
    padding-left: var(--space-6);
    margin-bottom: var(--space-4);
}
.legal-content ul li { list-style: disc; margin-bottom: var(--space-2); }
.legal-content ol li { list-style: decimal; margin-bottom: var(--space-2); }
.legal-content strong { color: var(--color-primary); font-weight: var(--fw-semi); }
.legal-content a {
    color: var(--color-primary);
    text-decoration: underline;
    text-decoration-color: var(--color-accent);
    text-decoration-thickness: 2px;
    text-underline-offset: 3px;
}
.legal-content a:hover { color: var(--color-accent); }
.legal-content table {
    width: 100%;
    border-collapse: collapse;
    margin: var(--space-5) 0;
    font-size: var(--fs-sm);
}
.legal-content th, .legal-content td {
    padding: 10px 14px;
    text-align: left;
    border: 1px solid var(--color-border);
}
.legal-content th {
    background: var(--color-bg-alt);
    color: var(--color-primary);
    font-weight: var(--fw-semi);
}
.legal-content .callout {
    background: var(--color-primary-100);
    border-left: 4px solid var(--color-primary);
    padding: var(--space-4) var(--space-6);
    border-radius: 0 var(--radius-md) var(--radius-md) 0;
    margin: var(--space-5) 0;
}
.legal-content .callout p { margin: 0; }